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Public consultation on how to increase lending for the energy renovation of buildings

Green transition

02 September 2025

Public consultation on how to increase lending for the energy renovation of buildings

Green transition

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The EU invites feedback on a new voluntary financial framework to boost lending for building energy renovations, protect vulnerable households and promote investment in upgrading Europe’s worst-performing buildings.

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European Commission

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    • Green transition

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The Commission has published an open public consultation as part of the preparation for a delegated act, which will establish a comprehensive portfolio framework for the financial sector to use on a voluntary basis. The objective is to encourage financial institutions to increase lending for energy renovations. It will also suggest how to protect vulnerable households and outline best practices for addressing worst-performing buildings. The delegated act is based on Article 17(10) of the recast Energy Performance of Buildings Directive.

The public consultation builds on feedback received prior to the call for evidence. It includes targeted questions about the EU Sustainable Finance Framework, the usability and availability of data on buildings, and on mobilising investment for energy renovations of buildings. The public consultation will remain open for 12 weeks, closing on 18 November 2025.

The Commission has initiated the European Energy Efficiency Financing Coalition to identify actions to concretely improve private financing for energy efficiency. It will receive specific input to the delegated act from the dedicated Coalition Working Group on energy renovation, in parallel to the public consultation.

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