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European Parliament Study Highlights the Role of Speculation in the Housing Crisis

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20 July 2026

European Parliament Study Highlights the Role of Speculation in the Housing Crisis

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The picture presents a block of flats.

A European Parliament study examines how housing speculation and financialisation are contributing to the EU’s housing affordability crisis. It highlights the growing role of institutional investors and corporate landlords in shaping rental markets and increasing pressure on housing access and affordability.

Authors

Editorial Team

Related Organisation(s)

European Parliament

Topics
Geographical descriptors

EU-27

Organisation Type

Academic / Research and VET Institutions

EU Institutions

Financial Institutions and Investors

Local Authorities

National authorities

Other

  • Focus Areas

    • Funding

    • Regulatory framework

    • Towards a fair and safe built environment

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The study argues that rising house prices, increasing rents and growing housing insecurity across the EU cannot be explained by supply shortages alone. It focuses on the financialisation of housing, where homes increasingly function as investment assets alongside their social role, and explores how wealth-driven market dynamics are affecting affordability. It also considers possible responses to abusive speculative behaviour and points to the need for stronger policy action to protect access to housing. Find the full study here.

#AffordableHousing #HousingSupply #StrategicPlanning #SustainableHousing #UrbanDevelopment

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